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Comprehensive Solutions for Every Stage

From first-party customer engagement to flat-fee recovery and contingency collections, ARM Solutions provides the expertise, technology, and compliance infrastructure to succeed at every stage of the customer lifecycle.

Six Integrated Service Solutions

ARM Solutions combines first-party engagement, digital communications, recovery programs, and technology into a seamless partner solution. Choose one service or all six for complete end-to-end management.

First-Party Customer Engagement

Represent your company directly with customized campaigns. We contact customers in YOUR company's name, preserving brand relationships while recovering outstanding balances.

Includes: Live phone calls, personalized letters, targeted email, voice broadcasts, SMS messaging

  • Higher contact and payment rates
  • Preserves customer goodwill and retention
  • Complete brand control
  • Multi-channel campaign strategy
  • Real-time performance tracking

Digital Communications Management

Multi-channel outreach combining SMS, email, voice broadcasts, and intelligent routing to maximize customer contact and engagement at scale.

Includes: 10DLC SMS, email campaigns, voice IVR systems, Do-Not-Call management, delivery tracking

  • TCPA and 10DLC compliant
  • Advanced audience segmentation
  • Real-time optimization
  • Comprehensive analytics
  • A/B testing capabilities

Flat Fee Recovery Program

Fixed pricing under 6%—no commissions, no hidden fees. Recover revenue while maintaining customer relationships with our proven diplomatic approach and 3x national average recovery rate.

Includes: Account assessment, collection strategy, full reporting, payment processing

  • Predictable, transparent pricing
  • 3x national average recovery rate
  • No commission surprises
  • Customer relationship preservation
  • Full compliance and reporting

Contingency Collections

For accounts requiring intensive recovery efforts. Dedicated collector assignments, credit reporting, asset verification, and attorney referral when needed.

Includes: Account investigation, credit bureau reporting, asset searches, litigation support, payment negotiation

  • Dedicated collector assignment
  • Credit bureau reporting
  • Asset verification services
  • Attorney forwarding capability
  • FDCPA full compliance

Full-Service Solution

Combine all services into one unified strategy. Use first-party engagement first, transition to digital escalation, then contingency collections if needed—all through one partner with complete visibility and control.

Includes: All services above coordinated in a single account lifecycle

  • Seamless service progression
  • Reduced days sales outstanding (DSO)
  • Lower operational costs
  • Maximum recovery potential
  • Single point of contact

ARM WebView Technology

24/7 secure client portal with highest SSL encryption. Real-time access to account data, campaign performance, detailed reporting, and analytics from anywhere.

Includes: Portal access, real-time reporting, API integration, secure payment portal, audit trails

  • 24/7 account access
  • Real-time performance metrics
  • Custom reporting dashboards
  • Secure data encryption
  • API integration capability

How It Works

From initial consultation to ongoing optimization, ARM Solutions manages a seamless integration with your team and processes.

Step 1: Consultation

We meet with your team to understand your business, account portfolio, recovery goals, and unique challenges. This determines the optimal service approach.

Step 2: Customization

We customize templates, workflows, compliance settings, and communication strategies. Your team receives training on ARM WebView portal and processes.

Step 3: Implementation

Accounts are loaded, campaigns launch, and systems integrate with your existing tools. We monitor closely for performance and compliance during ramp-up.

Step 4: Results

Real-time reporting shows improved DSO, higher recovery rates, and customer feedback. We optimize continuously for better outcomes and efficiency.

ARM WebView: 24/7 Client Portal

Real-time visibility and control over all customer engagement and recovery activities. Access your account data, campaign performance, and detailed analytics anytime, anywhere, with enterprise-grade security.

Portal Features

  • 24/7 secure account access
  • Real-time campaign performance metrics
  • Custom reporting dashboards
  • Individual account drill-down capabilities
  • Payment processing integration
  • REST API for system integration
  • Highest SSL encryption standards
  • SOC 2 Type II compliant

Enterprise Security

Bank-level encryption and compliance protect your data and your customers' information at all times.

Enterprise-Grade Protection

Compliance is built into every service. ARM Solutions operates under the strictest regulatory requirements to protect your business and customers.

FDCPA Compliant
TCPA Registered
10DLC Registered
SOC 2 Certified
State Licensed
BBB A+ Rating

Members of ACA and CAC. Industry leaders in customer engagement and revenue recovery compliance.

70+
Years Combined Experience
3x
National Average Recovery Rate
1/5
The Cost of Traditional Agencies
10+
Industries Served

Ready to Improve Your Revenue Recovery?

Let ARM Solutions handle your customer engagement and recovery strategy. Our integrated approach drives better results while preserving customer relationships and reducing operational costs.